Friday, October 31, 2014

Top 5 Trucking Companies To Buy For 2014

Electronic Arts (EA) has released its latest football game, NCAA Football 14, laden with new features as well as improved and innovative gameplay. The game can be played on Microsoft�� (MSFT) Xbox 360 and Sony�� (SNE) PlayStation 3 consoles.

Powered by Infinity Engine 2, NCAA Football 14 allows gamers to try new moves, such as stiff-arms, trucking, Hit Stick and dive tackles. Apart from this, the game has Dynasty mode with New Coach Skills and Power Recruiting options.

In the latest version, EA has incorporated the Ultimate Team mode, which allows gamers to form a team from 2,000 former NCAA football stars.

The current installment has received a metascore of 77 (Xbox) and 75 (PS3) from Metacritic in addition to positive reviews from critics and gamers. The earlier version under the NCAA Football series, NCAA Football 13, had scored 76 (Xbox 360) and 79 (PS3).

The NCAA franchise has been successful over the years and is evident from the reported sale of 23 million copies to date, which helped the franchise earn $900 million in revenues. Thus, positive reviews and a large fan following should act as tailwinds for the franchise in generating incremental revenues going forward.

Top India Stocks To Own Right Now: Digital Power Corp (DPW)

Digital Power Corporation (Digital), incorporated in 1969, is a solution-driven organization that designs, develops, manufactures and sells high-grade customized and flexible power system solutions for the demanding applications in the medical, military, telecom and industrial markets. It also has a wholly owned subsidiary, Digital Power Limited (DPL), which operates under the brand name of Gresham Power Electronics (Gresham). DPL is located in Salisbury, England, and it designs, manufactures and sells power products and system solutions mainly for the European marketplace, including power conversion, power distribution equipment, direct current/active current (DC/AC) inverters and uninterrupted power supply (UPS) products. DPL�� defense business has specialists in the field of naval applications of power distribution conversion. It markets and sells its products to many diverse market segments, including the telecom, industrial, medical and military/defense industries. Its products serve a global market, with an emphasis on North America and Europe. The Company offers a product variety, including a full custom product design and production, high-speed switching power front-end, modified-standard and value added products, open-frame, Compact-PCI, ATSC front-ends and power over Ethernet (PoE) product solutions, providing power output from 50 to 24,000 watts. On June 16, 2011 the Company has acquired Telkoor Telecom Ltd.

Power System Solutions

The Company provides custom power system solutions, high-grade flexibility series power supply products and value-added services to diverse industries and markets, including military/defense, telecom, medical and industrial. It provides high-grade custom power system solutions to numerous customers in multiple industry segments. Each custom solution that it develops is based on high power density and a special layout to meet each of its customer�� operation environments where efficiency, size and performance are key.

Di! gital Power Limited (Gresham Power Electronics)

DPL designs, manufactures, and distributes switching power supplies, uninterruptible power supplies, and power conversion and distribution equipment frequency converters for the commercial and military markets, under the name Gresham. Frequency converters manufactured by Gresham are used by navel warships to convert their generated 60-cycle electricity supply to 400 cycles. This 400-cycle supply is used to power their critical equipment such as gyro, compass, and weapons systems. Gresham also designs and manufactures transformer rectifiers for naval use. Typically, these provide battery supported back up for critical DC systems, such as machinery and communications. In addition, higher power rectifiers are used for the starting and servicing of helicopters on naval vessels, and Gresham supplies these as part of overall helicopter start and servicing systems.

The Company competes with Power-One, Emerson (Astec) Technologies, Inc., Lambda Electronics, and Mean-Well Power Supplies.

Advisors' Opinion:
  • [By Robert Wall]

    One of the country�� largest employers with more than 150,000 staff, Royal Mail has shifted away from letters to more lucrative package shipping, competing with TNT Express NV (TNTE) of the Netherlands and Deutsche Post AG (DPW)�� DHL Express.

Top 5 Trucking Companies To Buy For 2014: Lloyds Banking Group PLC (LLOY)

Lloyds Banking Group plc is a holding company. The Company is a financial services group providing a range of banking and financial services, primarily in the United Kingdom, to personal and corporate customers. It operates in four segments: Retail, Commercial Banking, Wealth, Asset Finance and International, and Insurance. Retail provides banking, mortgages and other financial services to personal customers in the United Kingdom. Commercial Banking provides banking and related services to business clients. Wealth, Asset Finance and International provides private banking and asset management and asset finance. Insurance provides long term savings, protection and investment products and provides general insurance to personal customers. In January 2014, Westpac Banking Corporation completed the acquisition of Lloyds Banking Group Plc�� Australian asset finance business, Capital Finance Australia Limited, and its Australian corporate loan portfolio, BOS International (Australia) Ltd. Advisors' Opinion:
  • [By Ruth David]

    Governments seeking to cut debt were some of the biggest sellers of equities in the third quarter. Sweden sold a $3.4 billion stake in Nordea Bank, the Nordic region�� largest lender, on Sept. 25. The deal came a week after the U.K. sold a 3 billion-pound ($4.8 billion) holding in Lloyds Banking Group Plc (LLOY), its first disposal since bailing out the lender in 2008.

  • [By Corinne Gretler]

    Novartis AG (NOVN) climbed 1.3 percent after saying a psoriasis treatment met all its objectives in a clinical study. Lloyds (LLOY) Banking Group Plc advanced 3.8 percent after a person with knowledge of the matter said a former Standard Chartered Plc executive may mount a bid for a stake in the U.K.�� biggest mortgage lender. TGS Nopec Geophysical ASA declined the most since May 2012 after cutting its full-year revenue guidance.

  • [By Sofia Horta e Costa]

    European stocks declined from a five-year high as investors sold holdings in companies from Lloyds Banking Group Plc (LLOY) to Continental AG.

    Lloyds dropped 3.5 percent after the U.K. government sold a 3.2 billion-pound ($5.1 billion) stake in the lender. Continental and Galp Energia SGPS SA fell at least 2.5 percent as investors sold shares in the companies. Total SA (FP) retreated 1.3 percent following a report that Groupe Bruxelles Lambert SA may dispose of its 4 percent stake in the French oil producer.

  • [By Sofia Horta e Costa]

    Lloyds Banking Group Plc (LLOY) fell 1.1 percent to 69.25 pence. Two people familiar with the matter said the U.K. government has considered selling as much as 5 billion pounds ($7.6 billion) of the lender�� shares. The state may sell a 5 to 10 percent stake as soon as September, the people said.

Top 5 Trucking Companies To Buy For 2014: ProShares Trust II (YCS)

ProShares Trust II (the Trust) is a statutory trust organized into separate series. The Trust offers seven Funds. The Trust offers beneficial interest in each of its 24 series. The 24 separate series include ProShares Ultra DJ-UBS Commodity, ProShares UltraShort DJ-UBS Commodity, ProShares Ultra DJ-UBS Crude Oil, ProShares UltraShort DJ-UBS Crude Oil, ProShares Ultra DJ-UBS Natural Gas, ProShares Short DJ-UBS Natural Gas, ProShares UltraShort DJ-UBS Natural Gas, ProShares Short Gold, ProShares Ultra Gold, ProShares UltraShort Gold, ProShares Ultra Silver, ProShares UltraShort Silver, ProShares Ultra Euro, ProShares UltraShort Euro, ProShares Ultra Yen ProShares UltraShort Yen, ProShares Ultra VIX Short-Term Futures ETF, ProShares VIX Short-Term Futures ETF, ProShares Short VIX Short-Term Futures ETF, ProShares UltraShort VIX Short-Term Futures ETF, ProShares Ultra VIX Mid-Term Futures ETF, ProShares VIX Mid-Term Futures ETF, ProShares Short VIX Mid-Term Futures ETF and ProShares UltraShort VIX Mid-Term Futures ETF.

The Funds offer investors the opportunity to obtain leveraged, inverse or inverse leveraged exposure to a particular benchmark. The Funds include funds linked to futures-based commodity indexes (the Commodity Index Funds), particular commodities (the Commodity Funds) or particular currencies (the Currency Funds). ProShare Capital Management LLC serves as the Trust�� Sponsor, commodity pool operator and commodity trading advisor. Wilmington Trust Company is the sole Trustee of the Trust.

Dow Jones-UBS Commodity Index

ProShares Ultra DJ-UBS Commodity and ProShares UltraShort DJ-UBS Commodity are designed to track a multiple or an inverse multiple of the daily performance of the Dow Jones-UBS Commodity IndexSM. The Dow Jones-UBS Commodity IndexSM (the Dow Jones-UBS) is designed to be a highly liquid and diversified benchmark for the commodity futures market. It focuses to reflect the overall commodity sector by measuring the performance of commodity fu! tures contracts. The Dow Jones-UBS is a rolling index, which means that the Dow Jones-UBS does not take actual physical possession of any commodities; rather, it tracks a rolling futures position. An investor with a rolling futures position is able to avoid delivering (or taking delivery of) underlying physical commodities while maintaining exposure to those commodities. The roll for each Index component occurs over a period of five Dow Jones-UBS business days in certain months according to a pre-determined schedule. The exact roll methodology differs between certain commodities. The Index will reflect the performance of its underlying commodities, including roll costs, without regard to income earned on cash positions. The Dow Jones-UBS is consisted of eight different commodity sectors, such as petroleum, natural gas, livestock, grains, industrial metals, precious metals, softs and vegetable oils. These eight sectors track futures contracts prices of 19 specific commodities, such as natural gas, crude oil, unleaded gasoline, heating oil, live cattle, lean hogs, wheat, corn, soybeans, soybean oil, aluminum, copper, zinc, nickel, gold, silver, sugar, cotton and coffee. The Dow Jones-UBS is consisted of commodities traded on the United States exchanges, with the exception of aluminum, nickel and zinc, which trade on the London Metal Exchange.

Dow Jones-UBS Natural Gas Subindex

ProShares Ultra DJ-UBS Natural Gas and ProShares UltraShort DJ-UBS Natural Gas are designed to track twice (2x) or twice the inverse (-2x) of the daily performance of the Dow Jones-UBS Natural Gas SubindexSM, respectively The Dow Jones-UBS Natural Gas SubindexSM is intended to reflect the performance of a rolling position in natural gas futures contracts traded on the NYMEX without regard to income earned on cash positions. An investment in natural gas futures contracts may often perform very differently than the price of physical natural gas.

Advisors' Opinion:
  • [By Charles Sizemore]

    As always, use common sense when trading. You can be ��ight��about a short and still lose a lot of money if you get caught on the wrong side of a short squeeze. An ETF option to consider in lieu of shorting the yen directly would be the ProShares Ultrashort Yen (YCS).

  • [By Ben Levisohn]

    The euro has dropped about 0.8% against the dollar, while the CurrencyShares Euro Trust ETF (FXE) has dropped 0.7% to $136.71 and the Currency Shares Japanese Yen Trust ETF (FXY) has fallen 1%. The ProShares UltrasShort Euro ETF (EUO) has gained 1.3% to $16.77, while the ProShares UltraShort Yen (YCS) has gained 1.9% to $66.58.

  • [By Anthony Mirhaydari]

    Today, the yen carry trade, as represented by the ProShares UltraShort Yen (YCS) , is collapsing below both its lower Bollinger Band and its 50-day moving average ��the most significant downtrend initiation since June. The scramble to cover positions funded by yen carry trades is why the selling is so frantic.

Top 5 Trucking Companies To Buy For 2014: Triumph Group Inc.(TGI)

Triumph Group, Inc., through its subsidiaries, engages in the design, engineering, manufacture, repair, overhaul, and distribution of aircraft components. The company operates in two segments, Aerospace Systems and Aftermarket Services. The Aerospace Systems segment provides mechanical and electromechanical controls, such as hydraulic systems and components, main engine gearbox assemblies, and accumulators and mechanical control cables. It also involves in stretch forming, die forming, milling, bonding, machining, welding, and assembling and fabricating various structural components used in aircraft wings, fuselages, and other assemblies. In addition, this segment provides composite assemblies for floor panels, environmental control system ducts, non-structural cockpit components, and thermal acoustic insulation systems. The Aftermarket Services segment provides maintenance, repair, and overhaul services for commercial and military markets. This segment offers its services on auxiliary power units, and air frame and engine accessories, including constant-speed drives, cabin compressors, starters and generators, and pneumatic drive units; and on thrust reversers, nacelle components, and flight control surfaces, as well as supplies spare parts of cockpit instruments and gauges for a range of commercial airlines. The company serves the aerospace industry, including original equipment manufacturers of commercial, regional, business, and military aircraft and components, as well as commercial airlines, air cargo carriers, and military customers. Triumph Group, Inc. was founded in 1993 and is based in Wayne, Pennsylvania.

Advisors' Opinion:
  • [By Rich Smith]

    On Friday, Triumph Group's (NYSE: TGI  ) Aerostructures-Vought Aircraft Division announced that it has been awarded the contract to design and build the center fuselage section III, rear fuselage section, and also the rudder and elevator components on the tail section on Embraer's second-generation family of E-Jets.

Thursday, October 30, 2014

Is Apple Set For A Strong Holiday Season?

Cupertino, California-based revolutionary gadget maker Apple (AAPL) again reminded how the company plays in a league of its own, far above any other tech behemoth, as it came out with its fiscal 2014 fourth quarter earnings. Not only did the company exceed the Street's expectations, it also topped its own guidance. That's something! On the back of the never ending and filthy demand for its latest iPhones, Apple pulled off a fabulous quarter and everything is hinting at the possibility of an even more successful fourth quarter as buyers across the world enter the biggest holiday season.

The tempting bag of Apple's numbers During the earnings call, CEO Tim Cook said, "We generated our strongest revenue growth rate in seven quarters, far surpassing our expectations we communicated in July and establishing a new record for Apple's September quarter revenue."

The iPhone-maker reported consolidated revenues of $42.1 billion, up 12% from prior year period's $37.4 billion. The bottom line also impressed the investors as it came to $8.5 billion, translating to diluted earnings per share of $1.42, up 20% year-over-year. Obviously all this was possible because of the outstanding margins the company reported: gross margin was 100bps higher at 38% over last year, and operating margin came to $11.2 billion or 26.5% of total revenues.

A look at the iOfferings As always, Apple's fourth quarter was characterized by a series of new launches, the best one being the iPhone. Apple introduced the much anticipated iPhone 6 and the iPhone 6 Plus, and boy oh boy, what response the devices got. With each passing year, the craze for iPhones have gone up, but what happened this time was beyond expectation.

During the three months period, Apple sold 39.3 million iPhones, up by 5.5 million devices compared to last year when it launched the iPhone 5S and the 5C. Apple even set a new fourth quarter record for iPhone as the segment revenue surged by 21% over the previous year. 

Cook was proactive to praise Apple's operational team and said, "Our operational team has done an extraordinary job executing the manufacturing ramp throughout the entire supply chain. Today we've launched in 32 countries including China and our new iPhones will be shifting in 69 countries and territories by the end of this month, making this our fastest and most successful iPhone launch ever."

Apple also launched the latest iPads – iPad Air 2 and iPad Mini 3. While several analysts felt the demand for the tablets are not up to scratch, Apple said its expectations from iPads were met. The company is also happy about its latest iMac with Retina 5K Display. The latest Mac devices are being powered by the revolutionary OS X Yosemite that brings to the devices new age "design and continuity features that deliver an even more fluid experience across all of our iOS devices and Mac." Even Apple Pay has gained huge traction with more than 1 million credit card registrations in three days.

Now moving on to App Store and iTunes, the company reported a 36% year-over-year growth in App Store revenue on the back of rising app downloads that have topped 85 billion during the quarter. Even the iTunes revenue reached an impressive level of $17 billion.

Things look steady for the holiday season Apple is optimistic about the company's prospects for the coming quarter, particularly because it's the holiday season. For the first quarter of fiscal 2015, Apple expects total revenues to range between $63.5 billion and $66.5 billion. Market Realist pointed out that at the mid point of the range, i.e. at $65 billion, revenues will surge by 13% year on year.

Data source: Market Realist

So what's inspiring Apple to think so tall? Well, the demand for the new iPhones has been phenomenal and even eats the demand for the very successful iPhone 5S. Apple's optimism also has to do a lot with the Apple Watch that's expected to hit the streets soon.

With the Apple Watch, the company intends to position itself as a fashion brand and not just a tech maker. The company hasn't even once referred to the Apple Watch as a smartwatch or a gadget. That's Apple's technique of marketing it. The iPhone maker wants to position the offering as a luxury watch that will also offer the convenience of a modern day connected device. Even analysts and industry experts are very optimistic about the success of the Apple Watch.

All in all, Apple had a great end to its fiscal 2014 and now expects the best ever opening for any fiscal year so far. Its strong product lineup and the ever increasing demand for its offerings are very likely to push up Apple's performance in the near future.

About the author:Quick PenA seasonal writer with a Management Degree in Finance and interests in automotive, technology, telecommunication and aerospace sectors.
Currently 0.00/512345

Rating: 0.0/5 (0 votes)

Email FeedsSubscribe via Email RSS FeedsSubscribe RSS Comments Please leave your comment:
More GuruFocus Links
Latest Guru Picks Value Strategies
Warren Buffett Portfolio Ben Graham Net-Net
Real Time Picks Buffett-Munger Screener
Aggregated Portfolio Undervalued Predictable
ETFs, Options Low P/S Companies
Insider Trends 10-Year Financials
52-Week Lows Interactive Charts
Model Portfolios DCF Calculator
RSS Feed Monthly Newsletters
The All-In-One Screener Portfolio Tracking Tool
iPhone App MORE GURUFOCUS LINKS
Latest Guru Picks Value Strategies
Warren Buffett Portfolio Ben Graham Net-Net
Real Time Picks Buffett-Munger Screener
Aggregated Portfolio Undervalued Predictable
ETFs, Options Low P/S Companies
Insider Trends 10-Year Financials
52-Week Lows Interactive Charts
Model Portfolios DCF Calculator
RSS Feed Monthly Newsletters
The All-In-One Screener Portfolio Tracking Tool
AAPL STOCK PRICE CHART 106.98 (1y: +43%) $(function(){var seriesOptions=[],yAxisOptions=[],name='AAPL',display='';Highcharts.setOptions({global:{useUTC:true}});var d=new Date();$current_day=d.getDay();if($current_day==5||$current_day==0||$current_day==6){day=4;}else{day=7;} seriesOptions[0]={id:name,animation:false,color:'#4572A7',lineWidth:1,name:name.t

Wednesday, October 29, 2014

Best Insurance Stocks To Invest In Right Now

NEW YORK (TheStreet) -- Factions within the GOP want to defund the Affordable Care Act, better known as Obamacare, and in the process they're dividing and weakening the GOP, especially the leadership.

How can GOP elected officials make such an obvious miscalculation that has a massive downside and almost zero upside?

Does anyone think that a piece of legislation that doesn't fund the ACA will make it through the Senate?

Even if the Senate did somehow pass it, and it landed on Obama's desk, it would receive the fastest veto on record. You know it, I know it, and certainly the GOP calling for the removal of funding knows it. So why is it happening, and why is taxpayer money wasted on the issue? I have a theory, and it includes guns, chess and beer. This legislation is already on its way. In fact, parts of the law have already been implanted for a while now. Tanning salons pay higher taxes, and many young adults remain on their parents' insurance long after they otherwise would have left. For the government, so far so good. It legislated benefits without spending much of its own money. The next step of ACA is where the boots hit the ground: subsidies, penalties, and enough regulations to make any bureaucrat happy for a lifetime. Sure, the whole thing doesn't pass the smell test, but why would Republicans want to step between the public and the Democrat-owned ACA? Why give Democrats an out and the ability to say, "It would have worked great if only for the Republicans not giving it a chance." It's just utterly stupid to slow down what everyone that understands economics already knows: It's doomed to fail (at least in current form). In this particular case, the Republicans remind me when I was about 7 or 8 years old and visited my grandparents. It was during the holidays, and like many grandfathers in Wisconsin, mine was enjoying a beer. I watched him and decided that I truly wanted to have a beer, too. My grandfather was my hero, so it's not a surprise I wanted to be like him, and after I gathered enough courage, I asked whether I could have one too.

10 Best Trucking Stocks To Buy Right Now: W.R. Berkley Corporation(WRB)

W. R. Berkley Corporation, an insurance holding company, operates as commercial lines writers in the property casualty insurance business primarily in the United States. The company operates in five segments: Specialty, Regional, Alternative Markets, Reinsurance, and International. The Specialty segment underwrites third-party liability risks, primarily excess, and surplus lines, including premises operations, professional liability, commercial automobile, products liability, and property lines. The Regional segments provide commercial insurance products to small-to-mid-sized businesses, and state and local governmental entities primarily in the 45 states of the United States. The Alternative Markets segment develops, insures, reinsures, and administers self-insurance programs and other alternative risk transfer mechanisms. This segment offers its services to employers, employer groups, insurers, and alternative market funds, as well as provides a range of fee-based servic es, including consulting and administrative services. The Reinsurance segment engages in the underwriting property casualty reinsurance on a treaty and a facultative basis, including individual certificates and program facultative business; and specialty and standard reinsurance lines, and property and casualty reinsurance. The International segment offers personal and commercial property casualty insurance in South America; commercial property casualty insurance in the United Kingdom and continental Europe; and reinsurance in Australia, Southeast Asia, and Canada. The company was founded in 1967 and is based in Greenwich, Connecticut.

Advisors' Opinion:
  • [By Rich Duprey]

    Insurance holding company�W.R. Berkley� (NYSE: WRB  ) �announced yesterday�its second-quarter dividend of $0.10 per share, an 11% increase over the $0.09 per share it paid last quarter.

  • [By Laura Brodbeck]

    Earnings reports expected on Monday include:

    Netflix, Inc. (NASDAQ: NFLX) is expected to report third quarter EPS of $0.48 on revenue of $1.10 billion, compared to last year�� EPS of $0.13 on revenue of $905.09 million. Discover Financial Services (NYSE: DFS) is expected to report third quarter EPS of $1.19 on revenue of $2.07 billion, compared to last year�� EPS of $1.21. W.R. Berkley Corporation (NYSE: WRB) is expected to report third quarter EPS of $0.71 on revenue of $1.57 billion, compared to last year�� EPS of $0.61 on revenue of $1.42 billion. Gannett Co., Inc. (NYSE: GCI) is expected to report third quarter EPS of $0.44 on revenue of $1.27 billion, compared to last year�� EPS of $0.56 on revenue of $1.31 billion.

    Economics

  • [By Ben Levisohn]

    For the past several years, Berkshire has contrasted its own cost-free float provided by profitable underwriting against the industry�� (unimpressive) tendency to lose money on underwriting while generating net returns from investment income. So far, so good. Less edifying, though, is the repeated contrast of Berkshire�� track record of profitability to State Farm��…even though, as a mutual company, State Farm�� profitability goals are inherently different from for-profit insurers like Berkshire. It�� true that through year-end 2013, Berkshire�� underwriters have ��ow operated at an underwriting profit for eleven consecutive years,��but so have ACE (ACE), American Financial (AFG),� AmTrust Financial (AFSI), Arch Capital (ACGL), Chubb (CB), HCC (HCC), Progressive (PGR), RLI (RLI), and W.R. Berkley (WRB), any or all of whom provide a more meaningful comparison than contrasting Berkshire�� results to a company that�� not out to produce a profit in the first place.

  • [By Monica Gerson]

    W.R. Berkley (NYSE: WRB)is estimated to report its Q3 earnings at $0.74 per share on revenue of $1.57 billion.

    V.F. Corp (NYSE: VFC) is projected to report its Q3 earnings at $3.78 per share on revenue of $3.34 billion.

Best Insurance Stocks To Invest In Right Now: Allstate Corp (ALL)

The Allstate Corporation (Allstate), November 5, 1992, is a holding company for Allstate Insurance Company. The Company�� business is conducted principally through Allstate Insurance Company, Allstate Life Insurance Company and their affiliates. It is engaged, principally in the United States, in the property-liability insurance, life insurance, retirement and investment product business. Allstate's primary business is the sale of private passenger auto and homeowners insurance. The Company also sells several other personal property and casualty insurance products, select commercial property and casualty coverages, life insurance, annuities, voluntary accident and health insurance and funding agreements. Allstate primarily distributes its products through exclusive agencies, financial specialists, independent agencies, call centers and the Internet. It conducts its business primarily in the United States. Allstate has four business segments: Allstate Protection, Allstate Financial, Discontinued Lines and Coverages and Corporate and Other. The Company is a personal lines insurer in the United States. Customers can access Allstate products and services, such as auto insurance and homeowners insurance through nearly 12,000 exclusive Allstate agencies and financial representatives in the United States and Canada. In October 2011, the Company acquired Esurance and Answer Financial from White Mountains Insurance Group.

ALLSTATE PROTECTION SEGMENT

In this segment, the Company principally sells private passenger auto and homeowners insurance through agencies and directly through call centers and the Internet. These products are marketed under the Allstate, Encompass and Esurance brand names. The Allstate Protection segment also includes a separate organization called Emerging Businesses, which comprises Business Insurance (commercial products for small business owners), Consumer Household (specialty products including motorcycle, boat, renters and condominium insurance policies), A! llstate Dealer Services (insurance and non-insurance products sold primarily to auto dealers), Allstate Roadside Services (retail and wholesale roadside assistance products) and Ivantage (insurance agency). The Company also participates in the involuntary or shared private passenger auto insurance business in order to maintain its licenses to do business in many states. In some states, Allstate exclusive agencies offer non-proprietary property insurance products. Allstate brand auto and homeowners insurance products are sold primarily through Allstate exclusive agencies and serve customers who prefer local personal advice and service and are brand-sensitive. In most states, customers can also purchase certain Allstate brand personal insurance products, and obtain service, directly through call centers and the Internet.

During the year ended December 31, 2011, total Allstate Protection premiums written were $25.98 billion. Its broad-based network of approximately 10,000 Allstate exclusive agencies in approximately 9,700 locations in the United States produced approximately 86% of the Allstate Protection segment's written premiums in 2011. It provides personal property and casualty insurance products through independent agencies in the United States. Additionally, Allstate distribution, through brokering arrangements, offers non-proprietary products to consumers when an Allstate product is not available.

ALLSTATE FINANCIAL SEGMENT

Allstate Financial segment provides life insurance, retirement and investment products, and voluntary accident and health insurance products. Its principal products are interest-sensitive, traditional and variable life insurance; fixed annuities, including deferred and immediate; and voluntary accident and health insurance. Its institutional products consist of funding agreements sold to unaffiliated trusts that use them to back medium-term notes issued to institutional and individual investors. Banking products and services were offered to! customer! s through the Allstate Bank through September 2011. In 2011, after receiving regulatory approval to voluntarily dissolve, Allstate Bank ceased operations.

The Company sells Allstate Financial products to individuals through multiple intermediary distribution channels, including Allstate exclusive agencies and exclusive financial specialists, independent agents, specialized structured settlement brokers and directly through call centers and the Internet. The Company sells products through independent agents affiliated with approximately 125 master brokerage agencies. Independent workplace enrolling agents and Allstate exclusive agencies also sell its voluntary accident and health insurance products primarily to employees of unaffiliated businesses. Its mortgage loan portfolio, which is primarily held in the Allstate Financial portfolio, totaled $7.14 billion as of December 31, 2011

Allstate Financial, through several companies, is authorized to sell life insurance and retirement products in all 50 states, the District of Columbia, Puerto Rico, the United States, Virgin Islands and Guam. Allstate Financial distributes its products to individuals through multiple distribution channels, including Allstate exclusive agencies and exclusive financial specialists, independent agents (including master brokerage agencies and workplace enrolling agents), specialized structured settlement brokers and directly through call centers and the Internet.

OTHER BUSINESS SEGMENTS

The Company�� Corporate and Other segment consistsof holding company activities and certain non-insurance operations. It�� Discontinued Lines and Coverages segment includes results from insurance coverage that it no longer writes and results for certain commercial and other businesses in run-off. Its exposure to asbestos, environmental and other discontinued lines claims is presented in the segment. The segment also includes the historical results of the commercial and reinsurance businesses ! sold in 1! 996.

Advisors' Opinion:
  • [By Dan Caplinger]

    One interesting trend that could help Travelers do even better in the future is usage-based insurance, which involves insurance companies monitoring their customers' driving habits in order to judge risk more accurately. Rival Progressive (NYSE: PGR  ) pioneered the program and argues that it has helped the company pick and choose its customers better, targeting safer and more profitable drivers while letting competitors handle riskier customers. Both Travelers and Allstate (NYSE: ALL  ) have jumped on the bandwagon as well in order to avoid getting blindsided by high-risk drivers, with Allstate even offering discounts just for enrolling.

  • [By Jessica Alling]

    After Monday's tornado in Oklahoma, Allstate (NYSE: ALL  ) , Progressive Insurance (NYSE: PGR  ) , and�Traveler's Companies (NYSE: TRV  ) all fell in the market. Along with AIG (NYSE: AIG  ) , these insurance companies represent four of the top 10 providers for property and casualty insurance in the U.S. But when disaster strikes, should investors flee, or hunker down and wait it out?

  • [By Dan Caplinger]

    Yet the industry is going through a time of transition right now. The devastating tornado that hit an Oklahoma City suburb in May sent shares of Progressive, Allstate (NYSE: ALL  ) , and Travelers (NYSE: TRV  ) tumbling in anticipation of greater property and casualty losses. On the other hand, greater losses have helped support rising premiums, helping to bolster long-term profits. Moreover, rising yields in the bond market are helping insurance companies earn more income from their investments, helping bring loss ratios down and improve profits.

  • [By Rich Duprey]

    With the ability to monitor mileage, braking, speed, and time of day when a customer is driving, insurance giant Allstate (NYSE: ALL  ) added six more states to its telematics technology program that rewards drivers it deems safe with insurance discounts. There will now be 16 states in the program.

Best Insurance Stocks To Invest In Right Now: Sun Life Financial Inc.(SLF)

Sun Life Financial Inc., together with its subsidiaries, provides various life and health insurance, savings, investment management, retirement, and pension products and services to individuals and corporate customers. It offers individual life insurance policies, including individual term life, universal life, critical illness, disability, accident, and accidental death and dismemberment insurance policies; and group life insurance policies. The company also provides individual health insurance, long-term care insurance, group health benefits, dental benefits, and group insurance; and various individual and group annuity, retirement, and investment income products and services, such as mutual and pooled funds, variable and fixed annuities, savings, retirement and pension plans, and education savings. In addition, it offers asset management services for corporate retirement plans, separate accounts, public or government funds, and insurance company assets to institutional clients; and advisory services to individual investors. Further, the company provides run-off reinsurance services. Sun Life Financial Inc. distributes its products through direct sales agents, independent and managing general agents, financial intermediaries, broker-dealers, banks, pension and benefit consultants, and other third-party marketing organizations. The company operates primarily in Bermuda, Canada, China, Hong Kong, India, Indonesia, Ireland, the Philippines, the United States, and the United Kingdom. Sun Life Financial Inc. was founded in 1999 and is based in Toronto, Canada.

Advisors' Opinion:
  • [By Tim Brugger]

    Initially, the deal Sun Life Financial (NYSE: SLF  ) struck in December to sell its U.S. annuity portfolio and some life insurance products for $1.35 billion to Delaware Life Holdings, a Guggenheim Partners-owned company, was scheduled to be completed by Q2 of 2013.

Best Insurance Stocks To Invest In Right Now: Cincinnati Financial Corporation(CINF)

Cincinnati Financial Corporation engages in the property casualty insurance business in the United States. Its Commercial Lines Property Casualty Insurance segment provides coverage for commercial casualty, commercial property, commercial auto, and workers? compensation. It also offers specialty packages, including coverages for property, liability, and business interruption for specific industry classes, such as artisan contractors, dentists, or street businesses. In addition, this segment provides contract and commercial surety bonds, fidelity bonds, and director and officer liability insurance, as well as machinery and equipment coverage. The company?s Personal Lines Property Casualty Insurance segment offers coverage for personal auto and homeowners, as well as other insurance products, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. Cincinnati Financial?s Excess and Surplus Lines Property Casualty Insurance s egment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, including products and completed operations; and commercial property insurance, which insures loss or damage to buildings, inventory, equipment, and business income from causes of loss, such as fire, wind, hail, water, theft, and vandalism. The company?s Life Insurance segment provides term insurance; universal life insurance; whole life insurance; and worksite products, which include term, whole life, universal life, and disability insurance offered to employees through their employer. This segment also markets disability income insurance, deferred annuities, and immediate annuities. Its Investment segment invests in fixed-maturity investments, equity investments, and short-term investments. Cincinnati also offers commercial leasing and financing services. The company was founded in 1950 and is headquarte red in Fairfield, Ohio.

Advisors' Opinion:
  • [By Dividends4Life]

    Cincinnati Financial Corp. (CINF) is an insurance holding company that primarily markets property and casualty coverage. It also conducts life insurance and asset management operations. The company has paid a cash dividend to shareholders every year since 1954 and has increased its dividend payments for 53 consecutive years. Yield: 3.3%

Best Insurance Stocks To Invest In Right Now: First American Financial Corp (FAF)

First American Financial Corporation, incorporated on January 14, 2008, through its subsidiaries, is engaged in the business of providing financial services through its title insurance and services segment and its specialty insurance segment. The Company operates in two segments: title insurance and services and specialty insurance.

The title insurance and services segment provides title insurance, closing and/or escrow services and similar or related services domestically and internationally in connection with residential and commercial real estate transactions. It also maintains, manages and provides access to title plant records and images and provides banking, trust and investment advisory services. The specialty insurance segment issues property and casualty insurance policies and sells home warranty products. In addition, its corporate function consists of certain financing facilities as well as the corporate services that support its business operations.

Title Insurance and Services Segment

The Company�� title insurance and services segment issues title insurance policies on residential and commercial property in the United States and offers similar or related products and services internationally. This segment also provides closing and/or escrow services; accommodates tax-deferred exchanges of real estate; maintains, manages and provides access to title plant records and images, and provides banking, trust and investment advisory services. The Company conducts its title insurance and closing business through a network of direct operations and agents. Through this network, it issues policies in the 49 states that permit the issuance of title insurance policies and the District of Columbia. The Company also offers title insurance, closing services and similar or related products and services, either directly or through third parties in foreign countries, including Canada, the United Kingdom, Australia and various other markets.

The Company! distributes its title insurance policies and related products and services directly as well as through its agents through various channels. Its federal savings bank subsidiary offers trust and investment advisory services, deposit services and asset management services. As of December 31, 2012, the Company provides products and services in numerous countries outside of the United States, and its international operations accounted for approximately 7.9% of its title insurance and services segment revenues.

Specialty Insurance Segment

The Company�� property and casualty insurance business provides insurance coverage to residential homeowners and renters for liability losses and typical hazards, such as fire, theft, vandalism and other types of property damage. The Company is licensed to issue policies in all 50 states and the District of Columbia and actively issue policies in 43 states. In its market, California, it also offers preferred risk auto insurance to better compete with other carriers offering bundled home and auto insurance. Reinsurance is used to limit risk associated with natural disasters, such as windstorms, winter storms, wildfires and earthquakes.

The Company�� home warranty business provides residential service contracts that cover residential systems, such as heating and air conditioning systems, and certain appliances against failures that occur as the result of normal usage during the coverage period. Most of these policies are issued on resale residences, although policies are also available in some instances for new homes. Coverage is typically for one year and is renewable annually at the option of the contract holder and upon its approval. It sells renewals directly to consumers. As of December 31, 2012, home warranty business operates in 39 states and the District of Columbia.

The Company competes with Fidelity National Financial, Inc., Stewart Title Guaranty Company, Old Republic International Corporation and Lender Proc! essing Se! rvices, Inc.

Advisors' Opinion:
  • [By alicet236]

    First American Financial Corp (FAF): CEO Dennis J Gilmore sold 116,453 Shares

    CEO of First American Financial Corp (FAF) Dennis J Gilmore sold 116,453 shares on 02/04/2014 at an average price of $25.12. First American Financial Corporation was incorporated in the state of Delaware in January 2008 to serve as the holding company of The First American Corporation's financial services business. First American Financial Corp has a market cap of $2.7 billion; its shares were traded at around $25.52 with a P/E ratio of 12.30 and P/S ratio of 0.56. The dividend yield of First American Financial Corp stocks is 1.88%.

Tuesday, October 28, 2014

Top 5 Bank Stocks To Invest In 2014

Time Warner Cable said Friday that it has added Al Jazeera America to its channel lineup, broadening distribution for the fledgling news network that has had trouble gaining viewers.

The expansion gives Al Jazeera America, or AJAM as it's often called, access to about 55 million homes, it said.

Financial terms weren't disclosed.

Al Jazeera Media Network, funded by the government of Qatar, bought the struggling Current TV network earlier this year for about $500 million, gutted its programming and replaced it by launching AJAM in August. AJAM, its executives said, would compete with CNN and Fox News by focusing on "unbiased" news about the U.S.

But the change in ownership prompted cable companies, including Time Warner Cable and AT&T U-Verse, to drop the network, instantly weakening the audience reach that Al Jazeera had banked on at the time of its purchase of Current TV.

Top Medical Stocks To Own For 2015: National Bank of Greece SA (NBGA)

National Bank of Greece SA (the Bank) is a Greece-based financial institution. It provides a range of financial services including retail and commercial banking, asset management, brokerage, investment banking, insurance and real estate at a global level. Its segments are: Retail Banking, which mainly offers different types of loans, deposits and investment products; Corporate and Investment Banking, which includes financial and investment advisory services, deposit accounts, loans, foreighn exchange and trade service activities; Global Markets and Asset Management, which includes all treasury activities, private banking, asset management, custody services, private equity and brokerage; Insurance; International Banking Operations; Turkish Banking Operations, as well as Other. In September 2013, state-owned Hellenic Financial Stability Fund acquired an 84.39% interest in the Company. On December 30, 2013, it sold a 66% of its subsidiary National Pangaea REIC to Invel Real Estate II BV. Advisors' Opinion:
  • [By cody56]

    National Bank of Greece (ETE),(NBGA),(NBG) is a global banking and financial service company with its headquarters in Athens, Greece. The bank offers financial products, and services, brokerage, insurance, asset management, shipping finance, leasing and factoring markets. It was founded by Swiss banker Jean-Gabriel Eynard and George Starvros in 1841 as a commerical bank. From its inception until the establishment of the Bank of Greece in 1928, it had the right to issue banknotes. The bank listed on the Athens Stock Exchange right after its founding in the 1880s.

Top 5 Bank Stocks To Invest In 2014: Banca Monte dei Paschi di Siena SpA (BMPS)

Banca Monte dei Paschi di Siena SpA is an Italy-based company engaged in the banking sector. It provides traditional banking services, asset management and private banking, including life insurance, pension funds and investment trusts. It operates though three business segments. The Retail Banking segment covers consumer lending, insurance, provision of financial and non-financial services to retail customers, wealth management, tax planning, financial advisory and planning for private customers. The Corporate Banking division oversees the Group's business strategies targeted to small and medium enterprises, institutions and large corporate for which it offers leasing, factoring, lending and financial products, among others. The Corporate Center segment includes the cancellation of intergroup entries, treasure, governance and support functions. In January 2014, the Company completed the sale of its entire shareholding in Sorin SpA, equal to approximately 5.7%. Advisors' Opinion:
  • [By Corinne Gretler]

    Kesko Oyj, Finland�� biggest publicly traded retailer, rallied 9 percent. Banca Monte dei Paschi di Siena SpA (BMPS) added 2 percent as Italy�� third-largest lender set out a plan to return to profit after cutting costs and raising capital as part of its restructuring plan. Speedy Hire Plc sank the most since 2009 after the construction-equipment leasing company said it found evidence of false accounting at one of its units.

Top 5 Bank Stocks To Invest In 2014: Flagstar Bancorp Inc (FBC)

Flagstar Bancorp, Inc. incorporated on October 28, 1993, is a savings and loan holding company. The Company�� business is primarily conducted through its principal subsidiary, Flagstar Bank, FSB (the Bank), a federally chartered stock savings bank. At December 31, 2012, its total assets were $ $14.1 billion. The Bank�� wholly owned subsidiary is Flagstar Capital Markets Corporation (FCMC). The Company operates in two segments: Community Banking and Mortgage Banking. The Community Banking segment offers a line of financial products and services to individuals, small and middle market businesses, and mortgage lenders. Its Mortgage Banking segment originates, acquires, sells and services residential first mortgage loans on one-to-four family residences. The Bank�� Other segment include corporate treasury, tax benefits not assigned to specific operating segments, and miscellaneous other expenses of a corporate nature.

Community Banking

Community Banking segment includes Branch Banking, Commercial and Business Banking, Government Banking, and Warehouse Lending. Community Banking segment originates loans and deposits to consumer, business and mortgage lending customers through its Branch Banking, Business and Commercial Banking, Government Banking, and Warehouse Lending groups. Products offered include checking accounts, savings accounts, money market accounts, certificates of deposit, consumer loans, commercial loans and warehouse lines of credit. Other financial services available to consumer and commercial customers include lines of credit, revolving credit, customized treasury management solutions, equipment leasing, inventory and accounts receivable lending and capital markets services such as interest rate risk protection products. At December 31, 2012, Branch Banking included 111 banking centers located throughout Michigan. As of December 31, 2012, the commercial loans held-for-investment totaled $0.7 billion, and consisted of commercial real estate, commercial and in! dustrial and commercial lease financing. At December 31, 2012, its commercial real estate loans held-for-investment totaled $640.3 million.

Commercial and industrial held-for-investment loan facilities include lines of credit to its small or middle market businesses for use in normal business operations to finance working capital needs, equipment purchases and expansion projects. At December 31, 2012 its commercial and industrial held-for-investment loans totaled $90.6 million. Its commercial lease financing held-for-investment loan portfolio is comprised of equipment leased to customers in a direct financing lease. At December 31, 2012 its commercial lease financing held-for-investment loans totaled $6.3 million. The Company offers warehouse lines of credit to other mortgage lenders. As of December 31, 2012, there were 311 warehouse lines of credit to other mortgage lenders with an average size of $7.5 million.

Mortgage Banking

The Company�� Mortgage Banking segment originates, acquires, sells and services one-to-four family residential first mortgage loans. Mortgage loans are originated through home lending centers, national call centers, the Internet, unaffiliated banks and mortgage brokerage companies. Also, the Mortgage Banking segment services mortgage loans for others and sells MSRs into the secondary market.

In a home lending center transaction, loans are originated through a network of its loan origination centers, as well as referrals from its Banking segment and the national call center. At December 31, 2012, the Company maintained 31 loan origination centers. In a broker transaction, an unaffiliated bank or mortgage brokerage company completes the loan paperwork, but the loans are underwritten on a loan-level basis to its underwriting standards and it supplies the funding for the loan at closing thereby becoming the lender of record. As of December 31, 2012, the Company had active broker relationships with over 1,700 banks, credit unions! , and mor! tgage brokerage companies. In a correspondent transaction, an unaffiliated bank or mortgage company completes the loan paperwork and also supplies the funding for the loan at closing. As of December 31, 2012, the Bank had active correspondent relationships with over 1,300 companies, including banks, credit unions, and mortgage companies.

Advisors' Opinion:
  • [By Jessica Alling]

    Outside the Dow, insurer MBIA (NYSE: MBI  ) is up 11.3% after settling a legal case with lender Flagstar Bancorp (NYSE: FBC  ) over two mortgage-backed securities transactions. MBIA alleged that Flagstar misrepresented the securities, resulting in the insurer's payout of $165 million on the policies. Flagstar has agreed to pay MBIA $110 million to settle the case. This legal dispute is similar to the current battle between MBIA and Bank of America. The insurer recently lost its bid for a pretrial ruling on the case, driving the stock lower.

  • [By Brian Pacampara]

    What: Shares of mortgage insurer MBIA (NYSE: MBI) climbed 10% today after settling its lawsuit against Flagstar Bancorp (NYSE: FBC), in which it accused the bank of misrepresenting the loan quality underlying $1.1 billion in mortgage-backed securities. �

Top 5 Bank Stocks To Invest In 2014: Northern Trust Corporation(NTRS)

Northern Trust Corporation, through its subsidiaries, provides asset servicing, fund administration, asset management, and fiduciary and banking solutions for corporations, institutions, families, and individuals worldwide. The company offers corporate and institutional services, including global master trust and custody, trade settlement, and reporting; fund administration; cash management; investment risk and performance analytical services; investment operations outsourcing; and transition management and commission recapture services. It also provides personal financial services, such as personal trust, investment management, custody, and philanthropic services; financial consulting; guardianship and estate administration; brokerage services; and private and business banking services, as well as customized products and services. In addition, the company offers active and passive equity and fixed income portfolio management, as well as alternative asset classes comprisin g private equity and hedge funds of funds, and multi-manager products and advisory services. Further, it engages in fund administration, investment operations outsourcing, and custody business that provides specialized services to a range of funds, which include money-market, multi-manager, exchange-traded funds, and property funds for on-shore and off-shore markets. Additionally, the company provides administrative and middle-office services consisting of trade processing, valuation, real-time reporting, accounting, collateral management, and investor servicing. Northern Trust Corporation was founded in 1889 and is based in Chicago, Illinois.

Advisors' Opinion:
  • [By John Kell and Lauren Pollock var popups = dojo.query(".socialByline .popC"); ]

    Northern Trust Corp.(NTRS) said its first-quarter earnings rose 11% as the trust bank reported higher net interest income and trust, investment and other servicing fees. But results missed the estimates of analysts polled by Thomson Reuters.

  • [By E.S. Browning]

    This view is spreading. When Northern Trust(NTRS) surveyed 100 outside investment managers at the end of last year, 34% called themselves more risk averse, up from 20% in the third quarter. Only 36% said U.S. stocks are undervalued.

  • [By Holly LaFon]

    In the fourth quarter, Yacktman�� biggest additions to his holdings were Research In Motion (RIMM) and Avon Products (AVP). He also surprised followers by venturing into financials, with new positions in Goldman Sachs (GS), Bank of America (BAC), State Street Corp. (STT) and Northern Trust Corp. (NTRS).

  • [By Selena Maranjian]

    Northern Trust (NASDAQ: NTRS  )

    To earn their high scores, the companies above engaged in a variety of good practices, including applying their human rights policy to their suppliers and vendors, and committing to quantifiable targets and goals.

Monday, October 27, 2014

Best Railroad Companies To Own For 2014

When�TransCanada� (NYSE: TRP  ) first announced its plan to construct the Keystone XL pipeline, I'm sure company executives never thought it would wind up as one of the most polarizing environmental symbols in recent memory. Nor could they have predicted that the approval process would take, well, forever.

The exceedingly long duration of that process has allowed the Keystone XL to grow from a large pipeline to a larger than life feedstock for environmental, political, and economic arguments, and even a conspiracy theory or two. Some have really taken to the notion, for example, that Warren Buffett has a hand in delaying the pipeline project in order to boost his railroad business. The theory is that Buffett is encouraging President Obama into stalling on his decision to approve or deny Keystone XL. If the President does deny Keystone XL, the thinking goes, that is only further proof of Buffett's hold on him. Some of us may think this is a ridiculous theory, but given the power of money in Washington, let's take a closer look anyway.

Hot Performing Stocks To Invest In Right Now: American Capital Agency Corp (AGNC)

American Capital Agency Corp. (AGNC) is a real estate investment trust (REIT). The Company earns income primarily from investing on a leveraged basis in agency mortgage-backed securities. These investments consist of residential mortgage pass-through securities and collateralized mortgage obligations (CMOs) for which the principal and interest payments are guaranteed by government-sponsored entities, such as the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac), or by a United States Government agency, such as the Government National Mortgage Association (Ginnie Mae) (collectively, GSEs). It may also invest in agency debenture securities issued by Freddie Mac, Fannie Mae or the Federal Home Loan Bank (FHLB). The Company is managed by American Capital AGNC Management, LLC, which is an affiliate of American Capital, Ltd.

AGNC funds its investments primarily through short-term borrowings structured as repurchase agreements. The agency mortgage-backed securities in which the Company invests consist of agency residential pass-through certificates and CMOs. Agency residential pass-through certificates are securities representing interests in pools of mortgage loans secured by residential real property. Agency CMOs are securities that are structured instruments representing interests in agency residential pass-through certificates. Agency CMOs consist of multiple classes of securities.

Advisors' Opinion:
  • [By Sean Williams]

    There's certainly no way of sugarcoating the fact that the recent jump in interest rates is going to further tighten the net interest margin of mortgage REITs like Annaly Capital Management and American Capital Agency (NASDAQ: AGNC  ) . As rates rise, Annaly and American Capital's borrowing costs will rise making it more difficult to turn sizable profits.

  • [By Amanda Alix]

    Mortgage REITs begin their plunge
    It didn't take long for investors to show their concern, and by mid-afternoon yesterday, Annaly Capital (NYSE: NLY  ) and fellow agency players American Capital Agency (NASDAQ: AGNC  ) and Armour Residential (NYSE: ARR  ) had dropped sharply after the opening bell. By the market's close, each fell by 0.69%, 0.87%, and 1.23%, sequentially.

  • [By Amanda Alix]

    Not surprisingly, both trusts saw their stock price rise yesterday, but so did American Capital Agency (NASDAQ: AGNC  ) and American Capital Mortgage (NASDAQ: MTGE  ) �-- despite a dividend trim announcement from both companies. Both of the mREITs under CIO Gary Kain's supervision, which have been known for their high payouts, declared dividend cuts of 16% and 11%, consecutively. Still, both ended the day in the green, despite investors' knowledge that huge dividend payments might be a thing of the past.

  • [By Doug Fabian]

    This fund is pegged to the FTSE NAREIT All Mortgage Capped Index, a benchmark measure that includes top names in the space such as Annaly Capital (NLY), American Capital Agency Corp. (AGNC), Starwood Property Trust (STWD) and Two Harbors Investment Corp. (TWO).

Best Railroad Companies To Own For 2014: Ishares Trust Russell 1000 (IWF)

iShares Russell 1000 Growth Index Fund (the Fund) seeks investment results that correspond generally to the price and yield performance of the large-capitalization growth sector of the United States equity market, as represented by the Russell 1000 Growth Index (the Growth Index). The Growth Index is a subset of the Russell 1000 Index. The Index is capitalization weighted, and consists of those companies, or portion of a company, with higher price-to-book ratios and higher forecasted growth within the Russell 1000 Index. The Growth Index represents approximately 49% of the total market capitalization of the Russell 1000 Index.

The Fund invests in a representative sample of securities included in the Growth Index that collectively has an investment profile similar to the Growth Index. iShares Russell 1000 Growth Index Fund's investment advisor is Barclays Global Fund Advisors.

Advisors' Opinion:
  • [By James Brumley]

    It’s been especially untrue the last few years. Since this point in the year back in 2003, the iShares Russell 1000 Growth Fund (IWF) has advanced 81%, while the iShares Russell 1000 Value Fund (IWD) has only advanced 67%.

Best Railroad Companies To Own For 2014: Breeze-Eastern Corporation (BZC)

Breeze-Eastern Corporation designs, develops, manufactures, sells, and services engineered mission equipment for specialty aerospace and defense applications. It primarily offers mission-critical helicopter rescue hoist and cargo hook systems; hydraulic and electric aircraft cargo winch systems; cargo and aircraft tie-downs; and hoists for aircraft and weapons systems. The company also manufactures cargo and aircraft tie-downs; weapons handling systems, including weapons handling equipment for land-based rocket launchers, and munitions hoists for loading missiles and other loads using electric power or exchangeable battery packs; and actuators and specialty gearboxes for specialty weapons applications. In addition, it provides overhaul, repair, maintenance, and engineering services for various products. The company sells its products through internal marketing representatives, and independent sales representatives and distributors in the United States; and exports its prod ucts internationally. Breeze-Eastern Corporation was founded in 1962 and is headquartered in Whippany, New Jersey.

Advisors' Opinion:
  • [By Rich Smith]

    Returning groggy from a holiday weekend (which was, after all, held in its honor), the Department of Defense was slow out of the gate on Tuesday, awarding a bare half-dozen contracts worth no more than $137 million in total. Those going to publicly traded firms included:

Best Railroad Companies To Own For 2014: NYSE Euronext Inc.(NYX)

NYSE Euronext, through its subsidiaries, operates securities exchanges. It operates various stock exchanges, including the New York Stock Exchange (NYSE), NYSE Arca, Inc., and NYSE Amex LLC in the United States; and five European-based exchanges that comprise Euronext N.V. ? the Paris, Amsterdam, Brussels, and Lisbon stock exchanges, as well as the NYSE Liffe derivatives markets in London, Paris, Amsterdam, Brussels, and Lisbon. The company?s Derivatives segment provides access to trade execution in derivatives products, options, and futures; offers clearing services for derivative products; and sells and distributes market data and related information. NYSE Euronext?s Cash Trading and Listings segment engages in offering access to trade execution in cash trading and settlement of transactions in European markets; obtaining new listings and servicing existing listings; selling and distributing market data and related information; and providing regulatory services. Its Info rmation Services and Technology Solutions segment operates sell side and buy side connectivity networks for its markets and for other market centers, and market participants in the United States, Europe, and Asia; provides trading and information technology software and solutions; sells and distributes market data and related information to data subscribers for proprietary data products; and offers asset management services, and consultancy services to exchanges and liquidity centers. The company is headquartered in New York, New York.

Advisors' Opinion:
  • [By Sam Mamudi]

    Markets run by NYSE Euronext (NYX) and Nasdaq account for roughly 20 percent of average daily U.S. stock trading, according to data on Bats��website. The exchanges operated by Bats and Direct Edge also post a total of about 20 percent.

  • [By Dan Caplinger]

    As the company behind the prestigious New York Stock Exchange, NYSE Euronext (NYSE: NYX  ) makes money when people trade any stock. Yet for its own part, NYSE Euronext stock has soared in anticipation of its pending $8.2 billion acquisition by rival IntercontinentalExchange (NYSE: ICE  ) . With European regulators having approved the deal earlier this week, the transaction appears to be on track to close during the second half of the year, although the SEC and other regulators have yet to weigh in. Let's take a closer look at the exchange industry and what shareholders in NYSE Euronext can expect going forward.

  • [By Alex Planes]

    The New York Stock Exchange -- the larger part of NYSE Euronext (NYSE: NYX  ) -- moved into its present home on 18 Broad Street (on the corner of Broad and Wall Street) on April 22, 1903. It was an architectural marvel for its time, with a massive open trading floor without any supporting columns, huge windows, six miles of pneumatic tubes for routing orders, and one of the world's first air-conditioning systems. Even if you've never visited this iconic location, you're probably well-acquainted. It is one of the most famous buildings in the world:

  • [By Sam Mamudi]

    As U.S. exchanges lose business to private venues, owners of public markets have sought help reversing the shift. NYSE Euronext (NYX) and Nasdaq OMX Group Inc. (NDAQ) have asked the SEC to consider rules keeping orders off dark pools unless those venues offer a better price than exchanges at a given moment.

Best Railroad Companies To Own For 2014: Lazard LTD. (LAZ)

Lazard Ltd., together with its subsidiaries, operates as a financial advisory and asset management firm. The company�s Financial Advisory segment offers various advisory services on mergers and acquisitions, and other strategic matters, as well as on restructurings, capital structure, capital raising, and other financial matters. Its Asset Management segment provides investment solutions and investment management services in equity and fixed income strategies; and alternative investments and private equity funds. The company serves corporations, governments, institutions, partnerships, and individual clients. It operates from 42 cities across 27 countries in Europe, North America, Asia, Australia, the Middle East, and Central and South Americas. Lazard Ltd. was founded in 1848 and is based in Hamilton, Bermuda.

Advisors' Opinion:
  • [By Ben Levisohn]

    Horowitz predicts Lazard (LAZ), which returned 55% last year, to gain just 4% in 2014 as weaker merger & acquisition activity will weight on earnings.

  • [By MONEYMORNING]

    Through his Trian Partners fund, Nelson Peltz also owns large stakes in Pepsico Inc. (NYSE: PEP), Family Dollar Stores Inc. (NYSE: FDO), Du Pont E I De Nemours & Co. (NYSE: DD), and Lazard Ltd. (NYSE: LAZ).

Best Railroad Companies To Own For 2014: Remy Cointreau SA (RCO)

Remy Cointreau SA is a France-based company engaged in the production and distribution of wines and spirits. The Company's activities are divided into two segments. Cognac, which offers a range of products under the Remy Martin brand and Liqueurs and Spirits, distributing liquors under the Cointreau, Izarra and Passoa brand names, as well as spirits under such brand names as Mount Gay (rum), St Remy (brandy), Ponche Kuna (rum) and Metaxa (brandy). The Company is a sole distributor of the Piper-Heidsieck and Charles Heidsieck brands, as well as Piper Sonoma (the sparkling wine brand). The Company's subsidiaries include production companies, such as E. Remy Martin & Cie, and distribution companies, such as Remy Cointreau USA Inc. In August 2013, it completed the sale of Larsen Cognac to the Finnish group Altia. Advisors' Opinion:
  • [By Jonathan Morgan]

    European stocks dropped, following a two-day gain, as Remy Cointreau SA (RCO) and Pernod Ricard SA dragged food-and-beverage makers lower. U.S. index futures and Asian shares were little changed.

Top 5 Food Stocks To Invest In 2014

Ark Restaurants Corp (ARKR) owns and operates 19 restaurants and bars, 22 fast food concepts and catering operations in the USA. This is a short article outlining why they are an interesting company to put on the buy list. It needs to be said, this is not a chain that can roll out their concept or brand nationwide and enjoy terrific growth of their franchise. They chose not to build up brands and instead operate under trade names that suit the unique locations they prefer. The reason that I want to highlight this small company is that in recent years they have faced numerous challenges and adversity (aside from those posed by the general economy) and it's possible they have dealt with the majority, and free cash flow will enjoy a significant uptick in the next two years.

Difficult Times for Ark Restaurants:

In 2011 the company faced non-recurring expenses in the amount of $500,000 recorded in the quarter ended December 31, 2011 related to the resignation of the Company's former President.

Top 10 International Stocks To Invest In 2015: ForeverGreen Worldwide Corp (FVRG)

ForeverGreen Worldwide Corporation, incorporated on March 18, 1999, is a holding company that operates through its wholly owned subsidiary, ForeverGreen International, LLC. The Company's product philosophy is to develop, manufacture and market the science and nature through formulations as the Company produces and manufacture a wide arrays of whole foods, nutritional supplements, personal care products and essential oils. The Company provides health answers, not only through exclusive nutritional whole food beverages, but also by providing a broad product lines of delicious whole foods that can be eaten for every meal, instead of the processed, fatty and preservative-laden synthetic meals prevalent in society.

The Company provides the every-meal answer with a variety of appetizing healthy food products that allow its Members and customers to eat healthy for every meal and snack throughout the day. In addition, the Company provides healthy personal care products as an alternative to the chemical-laden and synthetic products in the marketplace that may potentially negatively impacts its health. The Company's products, along with a distinct and fresh corporate philosophy and message of physical, mental, emotional and spiritual health through service to community and others, attract consumers as well as Members who wish to own a home-based business selling the Company's products and spreading its health message.

The Company's primary product is FrequenSea, a whole-food beverage consisting of a blend of marine phytoplankton, ionic sea minerals, frankincense, rose, ginger and aloe vera in a base of blueberry, cranberry and lime juice concentrate. soluble. FrequenSea is sold as a single bottle, in individual single-serving packets or even in four-bottle packs. The marine phytoplankton in FrequenSea contains more than 200 different sea algae that are all processed through patent-pending harvesting processes. Azul is a rich-in-antioxidant, delicious powdered blend of 24 raw whole foo! d and fruit ingredients and probiotics that are naturally dried and blended to preserve their natural integrity.The Company's whole food offerings consist of a variety of healthy, natural food products that are made onsite in the Company's whole-food manufacturing facility. Versativa Pulse based with hemp seed, consists of 17 different nuts, seeds, fruits, grains and other whole foods. Pulse is offered in various flavors, either loose in bags or in snack bars, and may be used as a snack or a meal replacement.

The Company competes with NuSkin, Neways, Young Living Essential Oils, Amway Corporation, Herbalife and NuSkin Enterprises.

Advisors' Opinion:
  • [By CRWE]

    Last Friday, FVRG had shed (-15.38%) down -0.100 at $.550 with 20,050 shares in play at the close (ref. google finance August 16, 2013 ��Close).

    ForeverGreen Worldwide Corporation previously reported that sales are continuing to flourish. Sales for July 2013 increased to in excess of $1.44 million compared to $1.04 million during July 2012, an increase of 38.1%. Sequentially, sales increased 12.3% compared to June 2013.

Top 5 Food Stocks To Invest In 2014: BRF SA (BRFS)

BRF - Brasil Foods S.A. (BRF), incorporated on August 18, 1934, is a food company, which focuses on the production and sale of poultry, pork, beef cuts, milk, dairy products and processed food products under several brands. The Company�� processed products include marinated, frozen, whole and cut Chester rooster and turkey meats, specialty meats, frozen processed meats, frozen prepared entrees, portioned products and sliced products. It also sells margarine, juices, soy products, animal feed, fresh pasta, sweet specialties and sandwiches. During the year ended December 31, 2010, it launched 333 new products, including Meu Menu (My Menu) portfolio, which is targeted at single people.

Poultry

The Company produces frozen whole and cut poultries, partridges and quail. During 2010, it sold 1,895 thousand tons of frozen chicken and other poultry products. During 2010, it produced 1,694 million day-old chicks, including chickens, Chester roosters, turkeys, partridge and quail. It hatches these eggs in its 25 hatcheries. As of December 31, 2010, it had a fully automated slaughtering capacity of 31.2 million heads of poultry per week.

Pork and Beef

The Company produces frozen pork and beef cuts, such as loins and ribs, and whole carcasses. During 2010, it sold 427 thousand tons of pork and beef cuts. Iits sales of pork cuts are to its export markets. As of December 31, 2010, it had a beef slaughtering capacity of 1,797 heads per week.

Milk

The Company produces pasteurized and ultra-high temperature (UHT) milk, which it sells in its domestic market. During 2010, it sold 873 thousand tons of pasteurized and UHT milk. It produces dairy products in 15 plants. It receives milk from a network of over 11,000 milk producers in more than 553 cities.

Processed Food Products

The Company produces processed foods, such as marinated, frozen chicken, Chester rooster and turkey meat, specialty meats, frozen processed foo! ds, frozen prepared entrees, dairy products, portioned products and sliced products. During 2010, it sold 2,472 thousand tons of processed foods. It processes pork to produce specialty meats, such as sausages, ham products, bologna, frankfurters, salamis, bacon and cold meats. It also processes chicken and other poultry to produce specialty meats, such as chicken sausages, chicken hot dogs and chicken bologna. It produces a range of frozen processed poultry, beef and pork products, including hamburgers, steaks, breaded meat products, kibes, meatballs and ready-to-eat snacks. It also produces soy-based vegetarian products, such as hamburgers and breaded products. It produces marinated and seasoned chickens, roosters and turkeys.

The Company produces several varieties of lasagna and pizza. It produces the meat used in these products and buys other raw materials in the domestic market, except for the durum flour used to make the noodles for the lasagna, which it imports. It sells a range of frozen vegetables, such as broccoli, cauliflower, peas, French beans, French fries and cassava fries, through its Escolha Saudavel line of products. It produces a range of pies and pastries, such as chicken and heart-of-palm pies and lime pies. It produces the meat, sauces and toppings used in its pies and pastries, and it purchases other raw materials, such as heart-of-palm, lime and other fillings from third parties.

Other

The Company produces animal feed mainly to feed poultry and hogs raised by it. It also sells a portion of its animal feed production to its integrated outgrowers or to unaffiliated customers. It produces a range of soy-based products, including soy meal and refined soy flour.

The Company competes with Sadia, Aurora, Marfig, Danone, Nestle, Paulista, Frangosul, Plamplona and Aurora.

Advisors' Opinion:
  • [By MONEYMORNING.COM]

    And with very quick gains of 9% in BRF SA (NYSE ADR: BRFS), 5.2% in South American agricultural play Adecoagro SA (NYSE: AGRO) and 1.6% in high-tech agribusiness player Neogen Corp. (Nasdaq: NEOG), we're doing well with our plays on (pockets of) accelerating U.S. inflation.

Top 5 Food Stocks To Invest In 2014: Nash-Finch Company(NAFC)

Nash-Finch Company operates as a wholesale food distributor in the United States. The company?s Military segment distributes grocery products to the United States military commissaries and exchanges in the United States and the District of Columbia, Europe, Puerto Rico, Cuba, the Azores, Egypt, and Bahrain. Its Food Distribution segment sells and distributes various branded and private label grocery products and perishable food products to approximately 1,500 independent retail locations through its 14 distribution centers. This segment also provides various services, including promotional, advertising, and merchandising programs; installation of computerized ordering, receiving, and scanning systems; retail equipment procurement assistance; accounting, budgeting, and payroll contract services; consumer and market research; remodeling and store development services; supply chain through Internet services; and securing existing grocery stores. The company?s Retail segment operates corporate-owned grocery stores under the Sun Mart, Econofoods, AVANZA, Family Thrift Center, Pick ?n Save, Family Fresh Market, Prairie Market, Saver?s Choice, Wally?s Supermarkets, and Wholesale Food Outlet banners primarily in the states of Colorado, Iowa, Minnesota, Nebraska, North Dakota, Ohio, South Dakota, and Wisconsin. This segment?s conventional grocery stores offer a range of grocery products and services, such as fresh meat counters, delicatessens, bakeries, eat-in cafes, pharmacies, banks, and floral departments, as well as provide check cashing, fax services, and money transfer services. As of December 31, 2011, the company served 93 retail stores operating under the IGA banner and 50 retail stores under the Food Pride banner; and operated 43 conventional supermarkets, 1 AVANZA grocery store, 1 Wholesale Food Outlet grocery store, and 1 Saver?s Choice store. Nash-Finch Company was founded in 1885 and is based in Minneapolis, Minnesota.

Advisors' Opinion:
  • [By Alex Planes]

    Sysco has avoided the margin compression suffered by chicken producers Tyson (NYSE: TSN  ) and Cal-Maine Foods (NASDAQ: CALM  ) and which was more deeply felt by smaller food-service operator Nash-Finch (NASDAQ: NAFC  ) . (It is omitted from this chart due to its drop into outright negative operating margin territory (a decline of roughly 250% in two years.) However, fellow food-service company United Natural Foods (NASDAQ: UNFI  ) has actually improved its margins, and restaurant chains both large and small (well, mid-size) have done an admirable job of holding the margin line in the face of rising input costs. So it appears that scale alone isn't enough to help Sysco outrun the rising costs of its products.

  • [By Jeremy Bowman]

    What: Shares of Nash-Finch (NASDAQ: NAFC  ) and Spartan Stores (NASDAQ: SPTN  ) jumped as much as 16% and 15%, respectively, after Spartan said it would buy Nash-Finch, primarily for its military stores.

Top 5 Food Stocks To Invest In 2014: Campbell Soup Co (CPB)

Campbell Soup Company (Campbell), incorporated on November 23, 1922, together with its subsidiaries, is a manufacturer and marketer of branded convenience food products. The Company operates in five segments: U.S. Simple Meals; Global Baking and Snacking; International Simple Meals and Beverages; U.S. Beverages; and North America Foodservice. In June 2012, the Company purchased 1300 Admiral Wilson Boulevard in Camden. On August 6, 2012, the Company completed the acquisition of BF Bolthouse Holdco LLC (Bolthouse Farms). In September 2012, Vilmorin & Cie SA acquired the tomato and pepper breeding and sales business of the Company. In June 2013, Campbell Soup Co completed the acquisition of Plum Organics. In August 2013, Campbell Soup Company completed the acquisition of Kelsen Group A/S.

In the United States, Canada and Latin America, the Company�� products are resold to consumers in retail food chains, mass discounters, mass merchandisers, club stores, convenience stores, drug stores, dollar stores and other retail, commercial and non-commercial establishments. In Europe, the Company�� products are resold to consumers in retail food chains, mass discounters, mass merchandisers, club stores, convenience stores and other retail, commercial and non-commercial establishments. In the Asia Pacific region, the Company�� products are resold to consumers through retail food chains, convenience stores and other retail, commercial and non-commercial establishments.

U.S. Simple Meals

The U.S. Simple Meals segment aggregates the operating segments: U.S. Soup and U.S. Sauces. The U.S. Soup retail business includes the products, such as Campbell�� condensed and ready-to-serve soups, and Swanson broth and stocks. The U.S. Sauces retail business includes Pregopasta sauces, Pace Mexican sauces, Campbell�� canned gravies, pasta, and beans, and Swanson canned poultry.

Global Baking and Snacking

The Global Baking and Snacking segment include Pepperi! dge Farm cookies, crackers, bakery and frozen products in the United States retail. It also includes Arnott�� biscuits in Australia and Asia Pacific.

International Simple Meals and Beverages

The International Simple Meals and Beverages segment aggregates the simple meals and beverages operating segments outside of the United States, including Europe, the retail business in Canada, and the businesses in Asia Pacific, Latin America and China. The segment�� operations include Erasco and Heisse Tasse soups in Germany,Liebig and Royco soups in France, Devos Lemmens mayonnaise and cold sauces and Campbell�� and Royco soups in Belgium, and Bla Band soups and sauces in Sweden. In Canada, operations include Habitant and Campbell�� soups, Prego pasta sauces, Pace Mexican sauces, V8 juices and beverages and certain Pepperidge Farm products. In Asia Pacific, operations include Campbell�� soup and stock, Kimball sauces, V8 juices and beverages, Prego pasta sauce and Swanson broths.

U.S. Beverages

The U.S. Beverages segment represents the United States retail beverages business, including V8 juices and beverages, and Campbell�� tomato juice.

North America Foodservice

The North America Foodservice segment represents the distribution of products, such as soup, specialty entrees, beverage products, other prepared foods and Pepperidge Farm products through food service channels in the United States and Canada.

Advisors' Opinion:
  • [By Jeremy Bowman]

    Campbell Soup (NYSE: CPB  ) was also cooling off the market, as its shares fell 6.2% after an unappetizing earnings report. The world's largest soup-maker badly missed estimates, reporting earnings per share of $0.63 against expectations of $0.86, while revenues fell 1.8% to $2.17 billion, missing the analysts' mark at $2.3 billion. Guidance was also below estimates. Campbell blamed a late Thanksgiving, marketing expenses, and a change in retailer buying patterns for the earnings shortfall, but broader food shopping patterns may also be at play, as fresh produce and organic packaged goods have gained favor with the population amid the rise of Whole Foods Market and other natural-foods grocers.

  • [By Chris Hill]

    Campbell Soup� (NYSE: CPB  ) reported higher-than-expected third-quarter profits and the company raised guidance for the full year. But the soup maker said it was disappointed with the performance of its U.S. beverage division. Should investors take stock in Campbell's? In this installment of Motley Fool Money, our analysts debate the future of the dividend giant.

  • [By Paul Ausick]

    Notable earnings reports currently on tap for next week: Qihu 360 Technology Co. Ltd. (NASDAQ: QIHU), Avago Technologies Ltd. (NASDAQ: AVGO), LDK Solar Co. Ltd. (NYSE: LDK), Tiffany & Co. (NYSE: TIF), Joy Global Inc. (NYSE: JOY), Campbell Soup Co. (NYSE: CPB), JA Solar Holdings Co. Ltd. (NASDAQ: JASO), Krispy Kreme Doughnuts Inc. (NYSE: KKD), and ReneSola Ltd. (NYSE: SOL).

  • [By WWW.DAILYFINANCE.COM]

    Justin Sullivan/Getty Images Campbell Soup (CPB), the world's largest soup maker, cut its full-year sales forecast after posting weaker-than-expected quarterly sales as increased promotions failed to boost its U.S. soup division. Shares of Campbell, which also makes Prego pasta sauces and Pepperidge Farm cookies, fell 5.4 percent in premarket trading. The company said it expects sales from continuing operations to increase about 3 percent in fiscal 2014 ending July, compared with the previous forecast of a 4 to 5 percent rise. Campbell has been facing stiff competition from private-label brands and smaller rivals and has had trouble attracting younger, more health-conscious consumers to its canned soup products. The company launched eight new soups in January, including its first Latin-inspired cooking soups, and new varieties in its Healthy Request line. However, Campbell said Monday it was disappointed that its plans did not drive stronger soup sales in the third quarter ended April 27. "Despite an increase in the frequency of our promotional activity in the third quarter, we did not realize the anticipated lifts in a challenging consumer environment." Chief Executive Officer Denise Morrison said in a statement. Campbell didn't give a figure for U.S. soup sales for the quarter, but said sales "held steady" after growing 14 percent in the same quarter a year earlier. The company said it expects full-year adjusted earnings to be at the low end of its forecast of $2.53 to $2.58 a share. Analysts on average expect a profit of $2.53 a share, according to Thomson Reuters I/B/E/S. Net income attributable to Campbell rose 1.7 percent to $184 million, or 58 cents a share, in the third quarter. Excluding items, the company earned 62 cents a share. Net sales grew 0.4 percent to $1.97 billion. Analysts on average were expecting a profit of 59 cents a share on revenue of $2 billion. The company's shares had risen about 4 percent so far this year to Frida

Sunday, October 26, 2014

10 Best Retail Stocks To Buy Right Now

On this day in economic and business history...

The first official recognition of Mother's Day occurred nearly a century ago, when on May 9, 1914, President Woodrow Wilson proclaimed the second Sunday in May would thereafter be a time to celebrate all things motherly. Dreamed up years earlier, the holiday gained legitimacy after Anna Jarvis mounted a spirited campaign to gain recognition, first as an American holiday and ultimately a global event. Jarvis also helped originate the tradition of giving and wearing carnation flowers on Mother's Day, in honor of the mother she'd lost and hoped to commemorate.

Mother's Day has since grown into one of the most heavily commercialized holidays on the calendar, and this process was so rapid and pronounced that it turned Jarvis herself against her own holiday. In our time, the National Retail Federation estimates that nearly $19 billion will be spent each Mother's Day. Here's where most of that money goes:

$2.2 billion on flowers $1.6 billion on clothing and accessories $1.6 billion on electronics (give Mom a tablet this year) $3.4 billion on dining out $1.8 billion on gift cards $1.3 billion on personal services (spa treatments and the like)

Unfortunately, Hallmark is private, but United Online� (NASDAQ: UNTD  ) , the owner of Florists' Transworld Delivery, might be your best bet for investing in the Mother's Day spending spree. If you really want to give Mom a gift that keeps on giving, look elsewhere -- with the right dividend stock, she'll be able to buy her own flowers each year, but shares of United Online�have fallen 20% in the last five years.

Top Regional Bank Companies To Invest In 2015: Arch Therapeutics Inc (ARTH)

Arch Therapeutics, Inc. (Arch), formerly Almah, Inc., incorporated on September 16, 2009, operates as a life science company developing polymers containing peptides intended to form gel-like barriers over wounds to stop or control bleeding. Arch is a medical device company offering an approach to the rapid cessation of bleeding (hemostasis) and control of fluid leakage (sealant) during surgery and trauma care. Arch�� products are in preclinical development. The first product, AC5, is designed for hemostasis in minimally invasive (laparoscopic) and open surgical procedures.

AC5

AC5 is a synthetic peptide consisting of naturally occurring amino acids. When squirted or sprayed onto a wound, AC5 intercalates into the nooks and crannies of the connective tissue where it builds itself into a physical, mechanical structure. That structure provides a barrier to leaking substances, including blood and other bodily fluids, regardless of type of surgery or, based on early data, clotting ability.

Advisors' Opinion:
  • [By Bryan Murphy]

    When traders think of post-surgical wound management stocks, they may first think of names like Cytomedix, Inc. (OTCBB:CMXI) or Alliqua Inc. (OTCMKTS:ALQA). And well they should. Both companies have something of a history in the arena. ALQA is the purveyor of SilverSeal and Hydress antibiotic bandages, while CMXI is the developer of the AutoloGel system, which induces an affected patient's on body to do what it's supposed to do if there's a wound that won't heal. Cytomedix also makes the Angel platelet-rich plasma (PRP) delivery system. There's a relatively new name to add to the list of game-changing stocks in wound-management industry, however.... Arch Therapeutics Inc. (OTCBB:ARTH). The company is developing - well, has developed - a product called AC5 that nips post-surgical bleeding in the bud, largely negating the need for other post-surgical bleeding-control measures.

10 Best Retail Stocks To Buy Right Now: Pier 1 Imports Inc (PIR)

Pier 1 Imports, Inc. (Pier 1 Imports), incorporated in April 30, 1986, is a global importer of imported decorative home furnishings and gifts. As of March 2, 2013, the Company had 1,062 stores in the United States and Canada. During the fiscal year ended March 2, 2013 (fiscal 2013), the Company opened 22 new Pier 1 Imports stores and closed 12 stores. The Company operates regional distribution center facilities in or near Baltimore, Maryland; Columbus, Ohio; Fort Worth, Texas; Ontario, California; Savannah, Georgia, and Tacoma, Washington. The specialty retail operations of the Company consist of retail stores and e-Commerce operations conducting business under the name Pier 1 Imports, which sell a range of furniture, decorative home furnishings, dining and kitchen goods, candles, gifts and other specialty items for the home.

As of March 2, 2013, the Company operated 982 Pier 1 Imports stores in the United States and 80 Pier 1 Imports stores in Canada. During fiscal 2013, the Company supplied merchandise and licensed the Pier 1 Imports name to Grupo Sanborns, which sold Pier 1 Imports merchandise primarily in a store within a store format in 49 Sears Mexico stores and one store in El Salvador. The stores consist of freestanding units located near shopping centers or malls and in-line positions in major shopping centers. Pier 1 Imports operates in all major United States metropolitan areas and many of the primary smaller markets.

Decorative Accessories

This merchandise group constitutes the range of category of merchandise in Pier 1 Imports��sales mix. These items are imported primarily from Asian and European countries, as well as some domestic sources. This merchandise group includes decorative accents, lamps, vases, dried and artificial flowers, baskets, ceramics, dinnerware, bath and fragrance products, candles, seasonal and gift items.

Furniture

This merchandise group consists of furniture and furniture cushions to be used in livin! g, dining, office, kitchen and bedroom areas, sunrooms and on patios. Also included in this group are wall decorations and mirrors. These goods are imported from a variety of countries such as Vietnam, Malaysia, Brazil, Thailand, China, the Philippines, India and Indonesia, and are also obtained from domestic sources. This merchandise group is made of metal or handcrafted natural materials, including rattan, pine, beech, rubberwood and selected hardwoods with either natural, stained, painted or upholstered finishes.

Advisors' Opinion:
  • [By Nick Taborek]

    Pier 1 Imports Inc. (PIR) plunged 11 percent to $21.11. The home furnishings retailer cut its earnings forecast for the year after second-quarter profit fell short of analysts��predictions. Same-store sales increased 3.5 percent in the quarter, compared with the average analyst estimate of 6.5 percent.

10 Best Retail Stocks To Buy Right Now: AutoNation Inc (AN)

AutoNation, Inc. (AutoNation), incorporated on May 30, 1991, is an automotive retailer in the United States. As of December 31, 2011, the Company had three operating segments: Domestic, Import, and Premium Luxury. As of December 31, 2011, it owned and operated 258 new vehicle franchises from 215 stores located in the United States, predominantly in metropolitan markets in the Sunbelt region. Its stores sell 32 different brands of new vehicles. The core brands of vehicles that it sells, representing approximately 90% of the new vehicles that it sold during the year ended December 31, 2011, was manufactured by Ford, Toyota, Nissan, General Motors, Honda, Mercedes-Benz, BMW, and Chrysler. The Company offers a diversified range of automotive products and services, including new vehicles, used vehicles, parts and automotive repair and maintenance services , and automotive finance and insurance products, which includes the arranging of financing for vehicle purchases through third-party finance sources. The Company retailed approximately 400,000 new and used vehicles through its stores in 2011. It acquired one automotive retail franchise and related assets during 2011.

Domestic segment consists of retail automotive franchises that sell new vehicles manufactured by General Motors, Ford, and Chrysler. Its Import segment is comprised of retail automotive franchises that sell new vehicles manufactured primarily by Toyota, Honda, and Nissan. Its Premium Luxury segment is consists of retail automotive franchises that sell new vehicles manufactured primarily by Mercedes-Benz, BMW, and Lexus. The franchises in each segment also sells used vehicles, parts and automotive repair and maintenance services, and automotive finance and insurance products. For the year ended December 31, 2011, Domestic revenue represented 34% of total revenue, Import revenue represented 37% of total revenue, and Premium Luxury revenue represented 28% of total revenue. Corporate and other is consist of its other businesses, incl! uding collision centers, e-commerce activities, and an auction operation, each of which generates revenues, as well as unallocated corporate overhead expenses and retrospective commissions for certain financing and insurance transactions that it arranges under agreements with third parties.

The Company�� stores acquires vehicles for retail sale either directly from the applicable automotive manufacturer or distributor or through dealer trades with other stores of the same franchise. it acquires used vehicles from customer trade-ins, auctions, lease terminations, and other sources. It recondition used vehicles acquired for retail sale at its stores��service facilities and capitalize costs related thereto as used vehicle inventory. Through its VVOs, which are located on existing store facilities, it sells vehicles that it would have traditionally wholesaled with an average retail price lower than that of used vehicles it typically retail. Used vehicles that the Company do not sell at its stores or VVOs generally are sold at wholesale prices through auctions.

The Company offers a variety of automotive finance and insurance products to its customers. The Company arranges for its customers to finance vehicles through installment loans or leases with third-party lenders, including the vehicle manufacturers��and distributors��captive finance subsidiaries, in exchange for a commission payable to the Company. It also offers its customers various vehicle protection products, including extended service contracts, maintenance programs, guaranteed auto protection (GAP, this protection covers the shortfall between a customer�� loan balance and insurance payoff in the event of a casualty), tire and wheel protection, and theft protection products. The vehicle protection products that its stores offers to customers are underwritten and administered by independent third parties, including the vehicle manufacturers��and distributors��captive finance subsidiaries. The Company sells t! he produc! ts on a straight commission basis; however, it also participate in future underwriting profit for certain products pursuant to retrospective commission arrangements. Commissions that it receives from these third-party providers may be subject to chargeback, in full or in part, if products that it sells, such as extended service contracts, are cancelled. Its stores also provide a range of vehicle maintenance, repair, paint, and collision repair services, including warranty work that can be performed only at franchised dealerships and customer-pay service work. The Company has entered into framework agreements with vehicle manufacturers and distributors. It operates each of its new vehicle stores under a franchise agreement with a vehicle manufacturer or distributor.

Advisors' Opinion:
  • [By Miles Weiss]

    Lampert, who took over as chief executive officer at Sears in February, distributed stock in the retailer rather than cash to investors exiting his fund, forcing him to surrender majority control. While such redemptions in kind are rare within the hedge-fund industry, Lampert has used the technique several times, paying investors who want to withdraw their money with shares from his stakes in companies such as AutoZone Inc. (AZO) and AutoNation Inc. (AN)

  • [By Rich Smith]

    Automakers' gross sales statistics notwithstanding, it's not always easy to understand how car sales are stacking up in the real world. Nation's largest automotive retailer AutoNation (NYSE: AN  ) knows, and on Tuesday, it announced its latest sales figures for new-car sales for the month of May.

10 Best Retail Stocks To Buy Right Now: O'Reilly Automotive Inc.(ORLY)

O?Reilly Automotive, Inc., together with its subsidiaries, engages in the retail of automotive aftermarket parts, tools, supplies, equipment, and accessories in the United States. The company?s stores provide new and remanufactured automotive hard parts, including alternators, starters, fuel pumps, water pumps, brake system components, batteries, belts, hoses, chassis parts, and engine parts; maintenance items comprising oil, antifreeze, fluids, filters, wiper blades, lighting, engine additives, and appearance products; and accessories, such as floor mats, seat covers, and truck accessories. Its stores also offer auto body paint and related materials, automotive tools, and professional service provider service equipment. The company?s stores sell its brand name and private label products for domestic and imported automobiles, vans, and trucks to do-it-yourself customers and professional service providers. As of March 31, 2011, it operated 3,613 stores. The company was foun ded in 1957 and is headquartered in Springfield, Missouri.

Advisors' Opinion:
  • [By Lisa Levin]

    Auto Parts Stores: This industry rose 4.51% by 10:30 am ET. The top performer in this industry was O'Reilly Automotive (NASDAQ: ORLY), which gained 7.1%. O'Reilly reported stronger-than-expected Q3 earnings.

  • [By Ben Levisohn]

    Shares of AutoZone have fallen 1.7% to $531.87 at 11:52 a.m., while Advance Auto Part (AAP) has dropped 1.6% to $121.27 and O’Reilly Automotive (ORLY) has declined 0.9% to $147.25. Pep Boys (PBY), however, has bucked the selling–its shares have gained 1.9% to $10.57.

  • [By Sue Chang and Ben Eisen]

    O��eilly Automotive Inc. (ORLY) �shares advanced 9.2% after it reported fourth-quarter earnings of $1.40 a share, above the $1.33 forecast by analysts. Shares of automotive parts retailer AutoZone Inc. (AZO) �rose 5.5%.

10 Best Retail Stocks To Buy Right Now: Family Dollar Stores Inc.(FDO)

Family Dollar Stores, Inc. operates a chain of self-service retail discount stores primarily for low and middle income consumers in the United States. The company offers consumables, including household chemicals, paper products, candy and snack products, health and beauty aids, hardware and automotive supplies, and pet food products and supplies; and home products, which comprise domestics, housewares, giftware products, and home decor products. It also provides apparel products and accessories consisting of men?s and women?s clothing products, boys? and girls? clothing products, infants? clothing products, shoes, and fashion accessories; and seasonal products and electronics, such as toys, stationery and school supplies, seasonal goods, and personal electronics. As of August 11, 2011, the company operated approximately 7,000 stores in rural and urban settings across 44 states. Family Dollar Stores, Inc. was founded in 1959 and is headquartered in Matthews, North Carolina .

Advisors' Opinion:
  • [By Dan Moskowitz]

    The shiniest dollar
    Many investors and analysts like to debate which dollar store offers the best investment opportunity. The truth is that Dollar General, Dollar Tree Stores (NASDAQ: DLTR  ) , and Family Dollar Stores (NYSE: FDO  ) are all likely to be quality long-term investments.

  • [By Chris Hill]

    In this installment, our analysts explain why they're watching Family Dollar (NYSE: FDO  ) and CarMax (NYSE: KMX  ) .

    The relevant video segment can be found between 5:54 and 6:52.

  • [By Melvin Backman]

    3. Dollar store drama and coffee surge: Shares in Dollar General (DG) are down more than 7% after CEO Rick Dreiling announced that he was retiring in 2015. Activist investor Carl Icahn has a 9.4% stake in Family Dollar (FDO), which many suspect he wants to merge with Dollar General. Family Dollar stock is down 2%. Related company Dollar Tree (DLTR) is slightly negative as well.

  • [By WWW.DAILYFINANCE.COM]

    David Paul Morris/Bloomberg via Getty Images Like millions of Americans, Darnel Ware needs to save money, even if it's 40 cents on a bag of flour. He searches for those savings during his daily visits to the Family Dollar Store near his home in Fraser, Michigan, sometimes stopping by as many as 10 times a week "if there are things I need," said the 51-year-old home care provider. "I buy a lot of everything; merchandise and food products." He said he typically spends about $30 a trip on items such as the soft drinks, paper cups and cookies he bought on a recent afternoon at the small store in a strip mall alongside other discount retailers and small factories five miles from Detroit. The small but frequent purchases of low-income customers such as Ware add up: Family Dollar Stores (FDO), which operates about 8,200 stores in mainly urban sections of the U.S., is the target of an $9 billion cash takeover offer from rival Dollar General and an $8.5 billion cash and stock offer from Dollar Tree. Both competitors are betting not only on the health of the deep discount retail sector but also on the intractability of poverty in America. Mid-market retailers such as Walmart Stores (WMT), Macy's (M) and J.C. Penney (JCP) have been struggling in recent years as consumers have been slow to return to their pre-recession, freer spending ways. On Wednesday, Target (TGT) said it was cutting its full-year earnings and slashing prices. But the popularity of so-called dollar stores is growing. Shopping by the 46.5 million Americans living below the poverty line poor helped boost the annual U.S. market for deep discount stores by 45.7 percent to $48.2 billion between 2008 and 2013, according to London-based market researcher Euromonitor International. The firm projects the sector to grow to $57 billion in 2018. The U.S. Census sets the poverty line at $24,000 a year or less for a family of four. Such forecasts help explain the battle over Family Dollar, the number-two de

10 Best Retail Stocks To Buy Right Now: Macy’s Inc (M)

Macy�s, Inc., together with its subsidiaries, operates stores and Internet Websites in the United States. Its retail stores and Internet Web sites sell a range of merchandise, including apparel and accessories for men, women, and children; cosmetics; home furnishings; and other consumer goods. The company also operates Bloomingdale�s Outlet stores that offer a range of apparel and accessories, including ready-to-wear, shoes, fashion accessories, jewelry, handbags, and intimate apparel products. As of January 28, 2012, it operated approximately 840 stores under the names of Macy�s and Bloomingdale�s; and 7 Bloomingdale�s Outlet stores, as well as macys.com and bloomingdales.com. The company was formerly known as Federated Department Stores, Inc. and changed its name to Macy�s, Inc. in June 2007. Macy�s, Inc. was founded in 1820 and is based in Cincinnati, Ohio.

Advisors' Opinion:
  • [By Demitrios Kalogeropoulos]

    Retailers aren't known for paying out big dividends. But with its latest 25% dividend increase,�Macy's (NYSE: M  ) should find its way onto many income investors' watchlists. In the video below, Fool contributor Demitrios Kalogeropoulos discusses Macy's recent business success, and why he thinks the company's dividend has a lot of room to grow from its current 2% yield.

  • [By Dan Caplinger]

    On Wednesday, Macy's (NYSE: M  ) will release its latest quarterly results. The key to making smart investment decisions on stocks reporting earnings is to anticipate how they'll do before they announce results, leaving you fully prepared to respond quickly to whatever inevitable surprises arise. That way, you'll be less likely to make an uninformed, knee-jerk reaction to news that turns out to be exactly the wrong move.

  • [By Reuters]

    Nam Y. Huh/APCustomers ride escalators inside the Sears store in downtown Chicago. NEW YORK -- Sears Holdings (SHLD) is closing its downtown Chicago flagship outlet in April, the latest move by the retailer to cut the number of its stores as it relies more on online retailing. The store has lost "millions of dollars" since opening in 2001, a Sears spokesman said Tuesday. The closing will leave Sears' namesake chain without a store in the downtown core of its hometown. Sears is based in suburban Hoffman Estates, Ill. It has three other stores in Chicago. In a blog post Tuesday, hedge fund manager Edward Lampert, who is Sears' CEO and top shareholder, said store closings are necessary because shoppers' habits are changing as they buy more online. "The consensus about decreased store traffic also highlights another decision that has steered our work: we very often need less space to serve our members better and we may need fewer locations as well," Lampert said. "As difficult as these changes are, we believe the alternative of failing to plan for or even see where the retail industry is heading would be far, far worse." Sears reported a 9.2 percent decline in comparable sales for the holiday season at its namesake chain, the latest poor showing by the retailer. The company also operates the Kmart discount chain. Sears Holdings has closed about 300 U.S. stores since 2010. The company has about 2,000 Sears and Kmart locations in the United States. Other retailers are also closing stores. J.C. Penney (JCP) announced last week that it was closing 33 of its 1,100 stores. Macy's (M) is closing five stores, although it plans to open eight new locations. The news of the Chicago store closing was first reported by Crain's. Percentage of U.S. population who visited in March: 14.2%  Revenue: $73.3 billion  1-year stock price change: 27.56%  Store category: Discount & variety stores

10 Best Retail Stocks To Buy Right Now: Zumiez Inc (ZUMZ)

Zumiez Inc. (Zumiez) is a specialty retailer of action sports related apparel, footwear, equipment and accessories operating under the Zumiez brand name. As of January 28, 2012, the Company operated 434 stores in the United States and 10 stores in Canada. In addition, the Company operates a Website that sells merchandise online. At January 28, 2012, its stores averaged approximately 2,900 square feet. Its apparel offerings include tops, bottoms, outerwear and accessories, such as caps, bags and backpacks, belts, jewelry and sunglasses. Zumiez�� footwear offerings primarily consist of action sports related athletic shoes and sandals. Its equipment offerings, or hardgoods, include skateboards, snowboards and ancillary gear, such as boots and bindings. The Company also offers a selection of other items, such as miscellaneous novelties.

The Company supplements its merchandise assortment with a select offering of private label products across many of its apparel product categories. During the fiscal year ended January 28, 2012 (fiscal 2011), its private label merchandise represented 17.7% of the Company�� net sales. The Company sources its private label merchandise from foreign manufacturers worldwide.

The Company competes with Abercrombie & Fitch, Aeropostale, American Apparel, American Eagle Outfitters, Billabong, CCS, Forever 21, Hollister, Hot Topic, Old Navy, Pacific Sunwear of California, The Buckle, Wet Seal, Tilly��, Urban Outfitters, Big 5 Sporting Goods, Dick�� Sporting Goods, Sport Chalet and The Sports Authority.

Advisors' Opinion:
  • [By Paul Ausick]

    Zumiez Inc. (NASDAQ: ZUMZ) is expected to post a same-store sales increase of 2.8% for August. The company is scheduled to report second-quarter results after-markets close on Thursday. Consensus estimates call for earnings per share of $0.17 on revenues of $157.78 million. In August 2012, the teen apparel store�� sales rose 3.7%.

  • [By Jeremy Bowman]

    What: Shares of sports-apparel retailer Zumiez (NASDAQ: ZUMZ  ) jumped as much as 16% today after reporting better-than-expected same-store sales.

  • [By Ben Levisohn]

    Importantly, a potentially strong Easter selling season (per our own store checks and lateral reads from the Gap (GPS), Zumiez (ZUMZ), and L Brands (LB)) and momentum into Mother’s Day could give the bulls something to hang their hats on.

  • [By Wallace Witkowski]

    Zumiez Inc. (ZUMZ) �shares fell 3.6% to $23.57 on light volume after the specialty retailer said same-store sales were hit by weak mall traffic.